For qualifying ordinary primary residences.
A More Affordable Charlottetown
Homeowners watch every dollar. City Hall should too.
For the 2027 taxation year, Daniel Mullen will bring forward a first budget that reduces the municipal rate on individually owned, owner-occupied primary residences from 67 cents to 64 cents—and from 42 cents to 40 cents for owner-occupied mobile homes.
Set priorities. Find recurring efficiencies. Use growth responsibly. Protect essential services.
64
per $100 of taxable assessment
Owner-occupied primary residences. Mobile homes: 40¢. Effective January 1, 2027.
For qualifying mobile-home primary residences.
Rental and investment properties do not receive the reduction.
January 1, 2027 through December 31, 2030.
Protecting the benefit
Verified eligibility. Serious consequences for fraud.
The lower rates are for the home an individual owns and actually uses as a primary residence. The City will verify that status and seek any provincial authority or data access it needs to do the job properly.
Confirm the facts
Match applications against the assessment roll, ownership records, provincial eligibility data and reliable proof of primary residence.
Make enrolment accessible
Provide online, mail and in-person registration, with trained outreach staff available to help residents enrol.
Recover false claims
Require repayment with interest, impose a five-year disqualification and prosecute knowing misrepresentation, seeking the maximum $10,000 fine for a repeat offence.
Honest mistakes will be corrected through notice and review. Suspected misuse of the separate provincial resident tax credit will be referred to Provincial Finance.
A clear household result
Lower rates for the home you own and live in.
Ordinary homeowners save $30 a year for each $100,000 of taxable assessment. Mobile-home owners save $20 for each $100,000.
Annual saving: $90
Annual saving: $150
Annual saving: $225
Annual saving: $300
Eligibility: the property must be assessed to an individual and occupied by that individual as a primary residence. Rental and investment properties, park land, corporate ownership and other non-owner-occupied properties remain at their otherwise applicable rates.
Budget discipline
Affordability must begin inside City Hall.
Homeowners cannot solve a tight budget by sending themselves a larger bill. The City must also set priorities, scrutinize recurring costs and make choices.
Protect essential services
Public safety, core operations and required infrastructure maintenance will not be treated as optional.
Find recurring capacity
The first budget will identify durable savings and recurring revenue, not use one-time reserves to disguise a permanent shortfall.
Publish the calculation
Residents will see the assessment base, rate, expected revenue, provincial support and savings behind the budget.
<$937K
Applying both reductions to the entire published 67-cent and 42-cent classes would cost approximately $936,500 annually. Because this policy excludes rentals, investment property, park land and corporate ownership, the actual cost will be lower and will be published from the certified 2027 assessment roll.
The provincial relationship
A four-year cap that follows the money.
The Province currently provides Charlottetown with assessment-based service tax credits equal to 65 cents per $100 on the applicable municipal non-commercial assessment base.
Ordinary home: current
Direct resident-residential rate67¢
Provincial service tax credit65¢
Combined City rate-equivalent$1.32
Ordinary home: proposed
Direct resident-residential rate64¢
Current provincial support equivalent65¢
Four-year maximum$1.29
Mobile home: current
Direct mobile-home rate42¢
Provincial service tax credit65¢
Combined City rate-equivalent$1.07
Mobile home: proposed
Direct mobile-home rate40¢
Current provincial support equivalent65¢
Four-year maximum$1.05
These are transparent policy rate-equivalents, not a claim that 65 cents from each individual bill is transferred directly to the City. Under the current structure, the qualifying combined taxpayer rates before IWMC would be $1.64 for an ordinary primary residence and $1.40 for a mobile-home primary residence.
64¢
ordinary homes · mobile homes 40¢
2027 to 2030
Two homeowner rates. Clear rules. Room to work together.
Under today's funding structure, qualifying owner-occupied rates will not exceed 64 cents for ordinary primary residences and 40 cents for mobile-home primary residences. If the Province changes the structure, Charlottetown's combined direct rate and assessment-based support will not exceed $1.29 and $1.05 respectively.
The mobile-home rate will remain at 40 cents, preserving a fair contribution toward basic municipal services. If the City demonstrates the required fiscal discipline, the 2030-31 budget will provide for a 60-cent ordinary-home rate, effective January 1, 2031.
That means recurring budget capacity must fund the reduction without using one-time reserves, weakening essential services or deferring required infrastructure maintenance.
- If provincial support rises without increasing the homeowner's provincial burden, the qualifying direct rates come down as required to preserve both caps.
- If provincial support falls while the homeowner's provincial burden stays the same, the City will not automatically raise either qualifying rate to make up the difference.
- If the Province formally lowers its resident charge and transfers tax room to the City, the labels may change, but the City's combined claims remain capped.
A practical affordability commitment
64 cents in 2027. A path to 60 cents in 2031.
Mobile homes will remain at 40 cents. The City can protect essential services while showing homeowners that municipal government is also prepared to make careful choices.
Read the detailed policy discussionBackground sources: PEI Property Taxes and Charges, PEI Municipal Funding Framework, and the City of Charlottetown Annual Budget.